Dr. Lena Patel

Dr. Lena Patel

Behavioral Economist, PhD

Behavioral economist, PhD, and author of “The Psychology of Money Decisions.” Lena combines academic research with real-world money stories to explain why we make the financial choices we do—and how small mindset shifts can lead to dramatically better outcomes. Her writing is warm, evidence-based, and especially helpful for people who feel “bad with money.”

Articles: 12

Articles by Lena Patel

Overcome Financial Anxiety: Tips and Resources for Control
Personal Finance

Overcome Financial Anxiety: Tips and Resources for Control

Take control of your money worries with expert strategies and get rid of the financial anxiety….

February 05, 2026
Financial Literacy for Teens: Budgeting and Investing Basics
Personal Finance

Financial Literacy for Teens: Budgeting and Investing Basics

Learn why starting financial habits early gives teens a crucial advantage in building long-term wealth….

February 04, 2026
Buying a Home in High Interest Rates: Tips and Calculators
Financial Help

Buying a Home in High Interest Rates: Tips and Calculators

Navigate today’s market with smart strategies to afford your dream home despite elevated rates….

February 02, 2026
How AI Finance Assistants Save Time And Boost Productivity
Technology

How AI Finance Assistants Save Time And Boost Productivity

Smart tools now boost productivity saving Americans hours weekly and hundreds yearly on financial tasks….

January 28, 2026
Powerful Strategies to Boost Your Credit Score
Personal Finance

Powerful Strategies to Boost Your Credit Score

Learn how small changes to your spending habits can boost your credit score and unlock better financial opportunities….

January 26, 2026
Credit Cards vs Personal Loans: Which One Makes More Sense?
Financial Help

Credit Cards vs Personal Loans: Which One Makes More Sense?

Choosing between credit cards and personal loans depends on your financial goals and current interest rates….

January 26, 2026
Personal Loans Explained: What Borrowers Should Know
Financial Help

Personal Loans Explained: What Borrowers Should Know

Understanding personal loans can save you thousands in interest and fees over time….

January 24, 2026
Digital Banking Trends That Are Changing How People Manage Money
Technology

Digital Banking Trends That Are Changing How People Manage Money

Banks now live in your pocket, not on street corners. Learn about the latest digital banking trends….

January 24, 2026
How Rising Interest Rates Affect Personal Loans and Mortgages
Financial Help

How Rising Interest Rates Affect Personal Loans and Mortgages

Higher rates mean bigger monthly payments and less buying power for your home dreams….

January 22, 2026
Should You Refinance Your Student Loans Right Now?
Financial Help

Should You Refinance Your Student Loans Right Now?

Student loan refinance could save thousands, but timing matters more than ever in today’s rate environment….

January 20, 2026
Simple Steps That Can Improve Your Credit Score
Personal Finance

Simple Steps That Can Improve Your Credit Score

Learn how small financial habits today can improve credit score and unlock better rates and opportunities tomorrow….

January 20, 2026
What Every Freelancer Should Know About Managing Irregular Income
Financial Help

What Every Freelancer Should Know About Managing Irregular Income

Managing freelancer income (aka unpredictable paychecks) requires strategy and discipline to build financial stability….

January 19, 2026